Buy & Hold

Understanding Mortgages

6 hours · taught by Christian George

Class overview

No two investors are alike.

  • ✓No two investors are alike.
  • ✓Be aware of your personal investing preferences, risk tolerance & strengths to maximize your portfolio.

What you'll learn

No two investors are alike. Be aware of your personal investing preferences, risk tolerance & strengths to maximize your portfolio.

Taught by Christian George

Christian George — practitioner instructor

Christian is a businessmen, entrepreneur, and real estate investor. Having been a licensed real estate agent for over 22 years and a licensed escrow officer for over 14 years, Christian is intimately familiar with every part of a real estate transaction from front to back. He loves studying the details of a transaction so that it can be structured to create a positive outcome for each party. Christian shares how important it is to structure the transaction properly and loves to spend time with his wife and sons.

Also teaches: BUSINESS & VELOCITY BANKING · UNDERSTANDING MORTGAGES · TITLE, ESCROW & CLOSING · COMMERCIAL PROCEDURES · COMMERCIAL ANALYSIS · COMMERCIAL LEASES

Student results

The education works when you apply it

“I joined Renatus and went on to complete over 100 deals across fix-and-flips, seller financing, wholesaling and buy-and-holds — many with little to none of my own money.”

Carlos D.

Renatus Student & Investor

“Renatus destroyed my one-deal-a-year goal. The education changed my mindset and I've put over $80+ million of other people's money to work.”

Dan C.

Renatus Student, 340+ deals

“Find, analyze, offer, then due diligence — this is how I structure every deal.”

Michael H.

Renatus Student, Idaho Falls

The library

The Practitioner Class Catalog

89 practitioner-taught classes across every major strategy — from wholesaling and fix-and-flip to commercial, multifamily and tax. Self-paced, lifetime access, and updated as the market evolves.

Contract for Deed — Tony Scotty
Deals & Buying5 hours

Contract for Deed

Taught by Tony Scotty

Open up a world of possibilities with this strategy, including deal structuring, third-party servicing and investment team building.

$1,250$1,000
View class →
Managing Property Managers — Chris Wilson
Buy & Hold7 hours

Managing Property Managers

Taught by Chris Wilson

Turn the menial tasks of property management over to a reliable and capable manager, to free up your time for more investing.

$1,250$1,000
View class →
Selling Through The Screen — Dino Watt
Core6 hours

Selling Through The Screen

Taught by Dino Watt

Dino Watt is a certified body language expert and has refined an online sales process that will magnify your screen presence!

$1,250$1,000
View class →
Buy & Hold Day 1 — Chris Wilson
Buy & Hold7 hours

Buy & Hold Day 1

Taught by Chris Wilson

Make your Long-term property investments more lucrative with the right property, exit strategy and transaction control.

$1,250$1,000
View class →
Monetizing Mobile Home Parks — Umaer Haq
Buy & Hold5 hours

Monetizing Mobile Home Parks

Taught by Umaer Haq

Dive into the lucrative world of mobile home park investments.

$1,250$1,000
View class →
Tax Strategies — Patrick Munson
Financial & Tax6 hours

Tax Strategies

Taught by Patrick Munson

In this vital course, you’ll gain the valuable tax knowledge necessary to manage your business and personal finances, and pay less in taxes.

$1,250$1,000
View class →
Buy & Hold Day 2 — Chris Wilson
Buy & Hold8 hours

Buy & Hold Day 2

Taught by Chris Wilson

Make your Long-term property investments more lucrative with the right property,  exit strategy and transaction control.

$1,250$1,000
View class →
Seller Financed Notes Day 1 — Jeffrey Armstrong
Deals & Buying5 hours

Seller Financed Notes Day 1

Taught by Jeffrey Armstrong

Learn the secret to generating income through a property, without owning it, employing this surprisingly successful strategy.

$1,250$1,000
View class →
Auctions Analysis — Darren Davis
Deals & Buying6 hours

Auctions Analysis

Taught by Darren Davis

Increase your success by mastering Auction Analysis, including  prioritization, research, estimations and putting in your bid.

$1,250$1,000
View class →
Multi-Family Property Managers — John Dessauer
Buy & Hold6 hours

Multi-Family Property Managers

Taught by John Dessauer

Evaluate management options for your multi-family investment property and make the best decision for your personal portfolio.

$1,250$1,000
View class →
Introduction to Short Term Rentals — HUGH ZARETSKY
Buy & Hold6 hours

Introduction to Short Term Rentals

Taught by HUGH ZARETSKY

Short-term vacation rentals are an exciting new strategy, following current trends and providing great opportunities to earn a profit.

$1,250$1,000
View class →
Bankruptcy & Real Estate — Dan Cragun
Core5 hours

Bankruptcy & Real Estate

Taught by Dan Cragun

Understand bankruptcy from all sides so you're fully prepared to make informed decisions about personal, business and investing options.

$1,250$1,000
View class →
Your Most Valuable Real Estate — Ron Williams
Buy & Hold7 hours

Your Most Valuable Real Estate

Taught by Ron Williams

Know how to take control of your health, embrace your best self and elevate your choices to live a true Champion Life.

$1,250$1,000
View class →
Tenants & Rental Agreements — Nicole Call
Buy & Hold6 hours

Tenants & Rental Agreements

Taught by Nicole Call

Learn the best ways to find, interview and keep those "golden tenants" while filling all legal requirements.

$1,250$1,000
View class →
Title, Escrow & Closing — Christina Moser
Core4 hours

Title, Escrow & Closing

Taught by Christina Moser

Documents, transactions and terminology are explained & discussed, so you know what to expect during the purchase process.

$1,250$1,000
View class →
Advanced Note Strategies — Jeffrey Armstrong
Core6 hours

Advanced Note Strategies

Taught by Jeffrey Armstrong

This third day of Seller Financed Notes covers insider information including investor types, note servicing, pricing, and due diligence.

$1,250$1,000
View class →
Understanding Credit Day 2 — Eric Counts
Financial & Tax6 hours

Understanding Credit Day 2

Taught by Eric Counts

Take control of your credit report, make necessary disputes or corrections, & increase your participation in the investing world.

$1,250$1,000
View class →
Self Directed IRA — Mat Sorensen
Financial & Tax5 hours

Self Directed IRA

Taught by Mat Sorensen

Transform your mindset, your finances and your future through the informed creation and application of a Self-Directed IRA.

$1,250$1,000
View class →
Genius in 21 Days - 2 - Comprehension — Cosimo Intermite
Business & Skills2 hours

Genius in 21 Days - 2 - Comprehension

Taught by Cosimo Intermite

Genius in 21 Days - 2 - Comprehension — taught by Cosimo Intermite, gives you a proven playbook you can apply immediately.

$1,250$1,000
View class →
Multi-Family Day 1 — John Dessauer
Buy & Hold5 hours

Multi-Family Day 1

Taught by John Dessauer

"What differences between typical residential and multi-family properties will affect your purchase and management of these properties?

$1,250$1,000
View class →
Short Sales Day 1 — Brian Sump
Deals & Buying6 hours

Short Sales Day 1

Taught by Brian Sump

Problem-solving is the key to Short Sale investing,  from securing the property to creating value, to negotiating with the bank.

$1,250$1,000
View class →
Understanding Your Investor ID — J Massey
Core5 hours

Understanding Your Investor ID

Taught by J Massey

No two investors are alike.

$1,250$1,000
View class →
Negotiations — Bob Snyder
Deals & Buying7 hours

Negotiations

Taught by Bob Snyder

Master face-to-face interactions and secure positive results in your transactions that increase your personal & financial success.

$1,250$1,000
View class →
Commercial Real Estate Procedures — Christian George
Commercial6 hours

Commercial Real Estate Procedures

Taught by Christian George

Make the most of your transaction when you know the purchase procedure, research and details required to close a commercial deal.

$1,250$1,000
View class →
Wealth Acceleration Day 2 — Garrett Gunderson
Financial & Tax5 hours

Wealth Acceleration Day 2

Taught by Garrett Gunderson

Financial options and economic independence can become your reality when you apply the five P's of Wealth Architecture.

$1,250$1,000
View class →
Integrated Business Growth & Development — Mark Kohler
Financial & Tax8 hours

Integrated Business Growth & Development

Taught by Mark Kohler

Embrace entrepreneurship and make the most of your business, from the first idea, through business design, marketing, and growth.

$1,250$1,000
View class →
Foreclosures — Gavin McCaleb
Deals & Buying5 hours

Foreclosures

Taught by Gavin McCaleb

Learn the tips, methods and details necessary to present a financial solution that benefits each party involved in a foreclosure.

$1,250$1,000
View class →
Creative Acquisitions — Chris Albin
Deals & Buying7 hours

Creative Acquisitions

Taught by Chris Albin

Empower yourself to use less typical means of acquiring investments, that are fully legal, realistic and profitable.

$1,250$1,000
View class →
Velocity Banking — Randall Cloud
Buy & Hold5 hours

Velocity Banking

Taught by Randall Cloud

Take control of your finances in surprising ways, when you rapidly reduce debt with this life-changing technique.

$1,250$1,000
View class →
Genius in 21 Days - 1 - Approach & Reading — Cosimo Intermite
Business & Skills5 hours

Genius in 21 Days - 1 - Approach & Reading

Taught by Cosimo Intermite

Learn more effectively by retaining details and memorizing them quickly, while gaining a thorough understanding of the topic.

$1,250$1,000
View class →
Genius in 21 Days - 4 - Retention — Cosimo Intermite
Business & Skills10 hours

Genius in 21 Days - 4 - Retention

Taught by Cosimo Intermite

Genius in 21 Days - 4 - Retention — taught by Cosimo Intermite, gives you a proven playbook you can apply immediately.

$1,250$1,000
View class →
Commercial Real Estate Introduction — Christian George
Commercial5 hours

Commercial Real Estate Introduction

Taught by Christian George

Take the first step toward larger returns with this class about commercial leases, document details, and finding & analyzing deals.

$1,250$1,000
View class →
Understanding Mortgages — Christian George
Buy & Hold6 hours

Understanding Mortgages

Taught by Christian George

No two investors are alike.

$1,250$1,000
View class →
Social Media Success — Rob Sperry
Business & Skills6 hours

Social Media Success

Taught by Rob Sperry

Use social media tools, organize your posts and share quality content to build your brand, expand your network and grow your business.

$1,250$1,000
View class →
Understanding Credit Day 1 — Eric Counts
Financial & Tax7 hours

Understanding Credit Day 1

Taught by Eric Counts

Stop restricting your personal finances when you utilize credit wisely and improve your score, giving you the freedom to invest.

$1,250$1,000
View class →
Short term Rentals — Randall Cloud
Buy & Hold7 hours

Short term Rentals

Taught by Randall Cloud

Start your Short Term Rental business off right with these step-be-step instructions for finding, setting up and managing your STR property.

$1,250$1,000
View class →
Genius in 21 Days - 7 - Closing — Cosimo Intermite
Business & Skills1 hour

Genius in 21 Days - 7 - Closing

Taught by Cosimo Intermite

Genius in 21 Days - 7 - Closing — taught by Cosimo Intermite, gives you a proven playbook you can apply immediately.

$1,250$1,000
View class →
Social Selling — Rob Sperry
Business & Skills7 hours

Social Selling

Taught by Rob Sperry

Maximize the potential of social media.

$1,250$1,000
View class →
Commercial Leases — Christian George
Commercial6 hours

Commercial Leases

Taught by Christian George

The real profit from commercial leases is built on this: sections and details of a lease, terminology and contract clauses.

$1,250$1,000
View class →
Commercial Analysis — Christian George
Commercial6 hours

Commercial Analysis

Taught by Christian George

Commercial investments have the greatest potential.

$1,250$1,000
View class →
Cost Segregation — Heidi Henderson
Financial & Tax6 hours

Cost Segregation

Taught by Heidi Henderson

Utilize the Cost Segregation strategy to save your small business some tax money.

$1,250$1,000
View class →
D.R.I.V.E. for Development — Woody Woodward
Business & Skills5 hours

D.R.I.V.E. for Development

Taught by Woody Woodward

Learn how to apply the D.R.I.V.E.

$1,250$1,000
View class →
Renatus Launch to Success — Bob Snyder
Business & Skills1 hour

Renatus Launch to Success

Taught by Bob Snyder

Make the most of your Renatus experience with this class, designed to help you find your best path as a real estate investor & entrepreneur.

$1,250$1,000
View class →
Real Estate Foundations — Whitnie Stark
Business & Skills5 hours

Real Estate Foundations

Taught by Whitnie Stark

The first step for those new to Renatus, this course offers the best methods for developing your personal real estate investment system.

$1,250$1,000
View class →
Financial Strategies — J Massey
Financial & Tax5 hours

Financial Strategies

Taught by J Massey

Match the right type of funding with your purchase.

$1,250$1,000
View class →
Market Analysis — Brian Sump
Deals & Buying6 hours

Market Analysis

Taught by Brian Sump

Know how to identify and sort through data to find and use relevant information in locating and evaluating investment properties.

$1,250$1,000
View class →
From The Ground Up — Bill Predebon
Core6 hours

From The Ground Up

Taught by Bill Predebon

New construction spec homes on old properties may be the perfect mix for your next investment project!

$1,250$1,000
View class →
Private & Hard Money — Whitnie Stark
Core7 hours

Private & Hard Money

Taught by Whitnie Stark

No cash and no credit?

$1,250$1,000
View class →
D.R.I.V.E. for Communication — Woody Woodward
Business & Skills7 hours

D.R.I.V.E. for Communication

Taught by Woody Woodward

Use the D.R.I.V.E.

$1,250$1,000
View class →
Auctions — John McCants
Deals & Buying6 hours

Auctions

Taught by John McCants

Find out the secrets to making Auctions work for you using lead-generation, due diligence & making the best bid to win.

$1,250$1,000
View class →
Short Sales Day 2 — Brian Sump
Deals & Buying5 hours

Short Sales Day 2

Taught by Brian Sump

Problem-solving is the key to Short Sale investing,  from securing the property to creating value, to negotiating with the bank.

$1,250$1,000
View class →
Business and Velocity Banking — Renatus Practitioner
Buy & Hold10 hours

Business and Velocity Banking

Taught by Renatus Practitioner

Take the most successful method of managing finances, Velocity Banking, and learn how to apply it in the business world.

$1,250$1,000
View class →
Lease Options — Chris Wilson
Deals & Buying7 hours

Lease Options

Taught by Chris Wilson

Enlarge your long-term investments holdings and assist frustrated sellers when you know how to successfully manage lease options.

$1,250$1,000
View class →
Genius in 21 Days - 6 - Communication — Cosimo Intermite
Business & Skills2 hours

Genius in 21 Days - 6 - Communication

Taught by Cosimo Intermite

Genius in 21 Days - 6 - Communication — taught by Cosimo Intermite, gives you a proven playbook you can apply immediately.

$1,250$1,000
View class →
Multi-Family Day 2 — John Dessauer
Buy & Hold5 hours

Multi-Family Day 2

Taught by John Dessauer

"What differences between typical residential and multi-family properties will affect your purchase and management of these properties?

$1,250$1,000
View class →
Wholesaling — Chris Wilson
Deals & Buying8 hours

Wholesaling

Taught by Chris Wilson

Do you have what it takes for a successful wholesale deal?

$1,250$1,000
View class →
1031 Exchanges — Scott Saunders
Financial & Tax7 hours

1031 Exchanges

Taught by Scott Saunders

Increase your investment returns by implementing the 1031 Exchange Rules and deferring payment of Capital Gains taxes.

$1,250$1,000
View class →
D.R.I.V.E. for Sales — Woody Woodward
Business & Skills7 hours

D.R.I.V.E. for Sales

Taught by Woody Woodward

Learn your D.R.I.V.E personality type, as well as how to market to each one creating a customized experience for your customer.

$1,250$1,000
View class →
The Dunn Deal Formula — Troy Dunn
Deals & Buying7 hours

The Dunn Deal Formula

Taught by Troy Dunn

Solidify your success when you know the best ways to contact the right people and use multiple media platforms to expand your reach.

$1,250$1,000
View class →
Business Automation — Eric Counts
Business & Skills6 hours

Business Automation

Taught by Eric Counts

Know the tools needed to automate your processes, so you can make your business work for you, not the other way around.

$1,250$1,000
View class →
Don't Lie To Me — Mat Crook
Core5 hours

Don't Lie To Me

Taught by Mat Crook

Don't Lie To Me — taught by Mat Crook, gives you a proven playbook you can apply immediately.

$1,250$1,000
View class →
Short Term Rental Empire — Randall Cloud
Buy & Hold7 hours

Short Term Rental Empire

Taught by Randall Cloud

Turn one short term rental into many profitable properties with this streamlined, systematic approach.

$1,250$1,000
View class →
Due Diligence — Jason Andrus
Deals & Buying5 hours

Due Diligence

Taught by Jason Andrus

Through a detailed research process, ensure every deal you do is as safe and secure as possible so you have a positive financial outcome.

$1,250$1,000
View class →
Genius in 21 Days - 5 - Practice Day — Cosimo Intermite
Business & Skills3 hours

Genius in 21 Days - 5 - Practice Day

Taught by Cosimo Intermite

Genius in 21 Days - 5 - Practice Day — taught by Cosimo Intermite, gives you a proven playbook you can apply immediately.

$1,250$1,000
View class →
Raising Money & Partnerships — Jarom Bergeson
Core6 hours

Raising Money & Partnerships

Taught by Jarom Bergeson

Navigate the waters of real estate investing safely with this guide to properly structuring your partnerships and investments.

$1,250$1,000
View class →
Be A Genius - Accelerate Your Learning — Cosimo Intermite
Business & Skills3 hours

Be A Genius - Accelerate Your Learning

Taught by Cosimo Intermite

Some techniques for increasing memory and learning ability.

$1,250$1,000
View class →
Small Business Payroll — Kathleen Fox
Financial & Tax3 hours

Small Business Payroll

Taught by Kathleen Fox

As your investments grow, so does your business.

$1,250$1,000
View class →
Business Credit & Financing — Eric Counts
Financial & Tax6 hours

Business Credit & Financing

Taught by Eric Counts

Maximize your business possibilities when you learn the best ways to create, improve and maintain excellent business credit.

$1,250$1,000
View class →
Advanced Velocity Banking — Tony Scotty
Buy & Hold6 hours

Advanced Velocity Banking

Taught by Tony Scotty

Expand the Velocity Banking strategy with techniques to maximize cash flow on your portfolio and the best methods for implementation.

$1,250$1,000
View class →
Rehabbing Day 2 — Brian Sump
Buy & Hold8 hours

Rehabbing Day 2

Taught by Brian Sump

Increase the value of a property when you use the expertise presented in this class to improve the function and appeal of a home.

$1,250$1,000
View class →
Tax Liens & Deeds — Gavin McCaleb
Deals & Buying5 hours

Tax Liens & Deeds

Taught by Gavin McCaleb

Make profitable investments that fit your budget and enjoy working from home with this intriguing investment tactic.

$1,250$1,000
View class →
Team Up With Tenants For Bigger Profits — William J Oehme
Buy & Hold7 hours

Team Up With Tenants For Bigger Profits

Taught by William J Oehme

Team up with your tenants as you first rent to them and then sell to them, increasing your profits and helping others at the same time.

$1,250$1,000
View class →
Deal Of The Decade — Chris Albin
Deals & Buying5 hours

Deal Of The Decade

Taught by Chris Albin

How do you find a perfect property?

$1,250$1,000
View class →
Genius in 21 Days - 3 - Organization — Cosimo Intermite
Business & Skills2 hours

Genius in 21 Days - 3 - Organization

Taught by Cosimo Intermite

Genius in 21 Days - 3 - Organization — taught by Cosimo Intermite, gives you a proven playbook you can apply immediately.

$1,250$1,000
View class →
Commercial Lending — Christian George
Commercial6 hours

Commercial Lending

Taught by Christian George

Acquiring a commercial loan can be intimidating, unless you know how to approach them to demonstrate your financial capability.

$1,250$1,000
View class →
Seller Financing and Subject-To — Brian Sump
Deals & Buying7 hours

Seller Financing and Subject-To

Taught by Brian Sump

Learn how to use a seller's existing financing to purchase a property.

$1,250$1,000
View class →
Real Estate Red Flags — Chris Albin
Deals & Buying5 hours

Real Estate Red Flags

Taught by Chris Albin

Acquire the skills that come from years of experience when you learn how to avoid pitfalls and safely navigate your transactions.

$1,250$1,000
View class →
Your Champion Life - Breaking the Cycle of Mediocrity — Ron Williams
Buy & Hold6 hours

Your Champion Life - Breaking the Cycle of Mediocrity

Taught by Ron Williams

Move from your current situation to being a Champion, balanced and living in abundance in your Faith, Family, Fitness and Finances.

$1,250$1,000
View class →
Fix and Flip Day 2 — Jason Andrus
Core5 hours

Fix and Flip Day 2

Taught by Jason Andrus

Complex processes and decisions are made clear with this guide to purchasing a property, making improvements, and selling.

$1,250$1,000
View class →
Land Development — Gary Cannon
Buy & Hold6 hours

Land Development

Taught by Gary Cannon

How to convert under-used land into a neighborhood, including creating a development plan, estimating costs and getting approvals.

$1,250$1,000
View class →
Fix and Flip Day 1 — Jason Andrus
Core5 hours

Fix and Flip Day 1

Taught by Jason Andrus

Complex processes and decisions are made clear with this guide to purchasing a property, making improvements, and selling.

$1,250$1,000
View class →
Wealth Acceleration Day 1 — Garrett Gunderson
Financial & Tax7 hours

Wealth Acceleration Day 1

Taught by Garrett Gunderson

Financial options and economic independence can become your reality when you apply the five P's of Wealth Architecture.

$1,250$1,000
View class →
The Deal Room — Beckie Lambert
Deals & BuyingSelf-paced

The Deal Room

Taught by Beckie Lambert

Access the Deal Room to discuss potential property investments in real time.

$1,250$1,000
View class →
Seller Financed Notes Day 2 — Jeffrey Armstrong
Deals & Buying6 hours

Seller Financed Notes Day 2

Taught by Jeffrey Armstrong

Learn the secret to generating income through a property, without owning it, employing this surprisingly successful strategy.

$1,250$1,000
View class →
Rehabbing Day 1 — Brian Sump
Buy & Hold7 hours

Rehabbing Day 1

Taught by Brian Sump

Increase the value of a property when you use the expertise presented in this class to improve the function and appeal of a home.

$1,250$1,000
View class →
Real Estate Marketing & Sales — HUGH ZARETSKY
Business & Skills6 hours

Real Estate Marketing & Sales

Taught by HUGH ZARETSKY

Turn possibilities into absolutes when you use these skills, like solving problems and using ideas to overcome funding obstacles.

$1,250$1,000
View class →
Legal & Asset Protection — Bob Bluhm
Financial & Tax5 hours

Legal & Asset Protection

Taught by Bob Bluhm

Bob shares the keys to success with this comprehensive look at protecting your assets, your family and your business.

$1,250$1,000
View class →
Contracts — Nicole Call
Core8 hours

Contracts

Taught by Nicole Call

Add strength and validity to a transaction when you conquer the templates, checklists, instructions, and agreements of contracts.

$1,250$1,000
View class →
Home Inspections — Jason Andrus
Deals & Buying6 hours

Home Inspections

Taught by Jason Andrus

Know what to expect, what to look for and what to do when you have unforeseen challenges during a property inspection.

$1,250$1,000
View class →